I received a letter from Bob Huddleston saying he "finally" found a way to get my bill lowered, all I had to do was sign a piece of paper that he sent. When my wife read what I was signing she was livid! The paper said I Declined Medical coverage and Uninsured Motorist on my policy! Unbelievable!!! My family whom I reffered to this guy got the same letters from him!!! We are switching to another agent!!!